Section 10(23FBC)- Tax Exemption for income earned by a Unit Holder from a Specified Fund

Section 10(23FBC) of the Income Tax Act provides a tax exemption for income earned by a unit holder from a specified fund, or on transfer of units in such a fund.

Key Features:

  • Who’s Covered: Unit holders (investors) in a specified fund.
  • What’s Exempt:
    • Any income accruing, arising to, or received by the unit holder from the fund, and
    • Any income from transfer of units in the fund.

Definitions:

  • Specified Fund: As defined in the Explanation to Section 10(4D), it typically includes:
    • Category III Alternative Investment Funds (AIFs) located in an International Financial Services Centre (IFSC),
    • Registered with SEBI, and
    • Whose units are held by non-residents (excluding units held through a permanent establishment in India).
  • Unit: Includes any beneficial interest in the fund—such as shares, partnership interests, or other instruments.

Example:

Suppose Global Alpha Fund, a Category III AIF located in GIFT City (an IFSC), earns income from trading in derivatives and securities. A non-resident investor, Mr. Lee, holds units in the fund and receives ₹1 crore in income and later sells his units for a ₹50 lakh gain.

Under Section 10(23FBC), both the ₹1 crore income and ₹50 lakh capital gain are exempt from tax in India—provided the fund qualifies as a “specified fund” and Mr. Lee doesn’t have a permanent establishment in India.

This provision is part of India’s strategy to attract global capital into IFSCs by offering a tax-neutral platform for international investors.

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